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2020-09-18 | 17:41:22

Why Use a Mortgage Broker?

A Mortgage Broker works with multiple lenders and mortgage solutions and is a great resource to have when buying a home, refinancing or checking in on your existing mortgage.  Seems obvious right? It would seem obvious, however; why is a Mortgage...

2019-03-23 | 07:19:16

2019 Federal Budget Incentives

Brief Overview of the Announced Changes For Home Buyers What are the changes? 1. Home Buyer Plan increase from $25,000 to $35,000 of a qualifying buyers RRSP.  This will have minimal impact for those who are actual First Time Buyers. Less than...

2018-04-23 | 17:20:06

Yes 4.24% Can Be Cheaper Than 3.79%

Interesting title isn't it?  Many of you probably clicked on this wondering exactly how 4.24% can be cheaper than 3.79%. Well - it can be - and below is an example of the need for a proper mortgage and needs analysis. When it comes to Mortgage...

2017-12-07 | 12:49:13

Mortgage Rule Changes - Update

December 7, 2017Back in October, yes October, we talked about the announcement of the new Mortgage Rule changes being brought in by OSFI.  You can check out my previous blog for that information. Today I want to bring up some updates.  There has...

2017-10-17 | 06:38:31

Mortgage Rule Changes - AGAIN

Today, as I (and many others) have been mentioning from time to time in recent months, the Office of the Superintendent of Financial Institutions Canada (OSFI) published the final version of Guideline B-20 - Residential Mortgage Underwriting...

2017-05-02 | 06:55:31

New Mortgage Product Comparison

Recently we had a lender add a new product to the mix.  As a Mortgage Agent I always welcome innovative products, which give clients more options when they are looking for mortgage financing.  That said, sometimes a new product isn't what it...

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